Jay Sobarnia

Jay Sobarnia

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$879,999

($362,571 down)
VA

1108 Richmond Hill Court, San Bernardino, CA 92407

5
3
3,572 sqft
PITI Monthly
$3,666.13 /mo

Listing courtesy of: Rossmery Rodriguez, OMEGA REAL ESTATE

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,533 /mo
$3,882 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
PATIO
MATURE TREES
MOUNTAIN VIEWS
CUL-DE-SAC
RENTAL INCOME

Welcome to 1108 Richmond Hill Court, a rare opportunity to own a beautifully maintained TWO IN ONE LOT property in the foothills of Devore Heights with stunning views and endless potential for multi-generational living or savvy investment. Nestled on a spacious lot at the end of a quiet cul-de-sac, this unique property features a 2,772 sqft main residence and a fully permitted 820 sqft 1-bedroom, 1-bathroom GUEST HOUSE, offering ideal flexibility for extended family, guests, or rental income. The main home welcomes you with a bright and open layout, complete with a spacious kitchen, generous living areas, and large windows that bring in natural light and mountain views. Thoughtfully updated with new floors, paint, brand-new central AC system and furnace, this home ensures year-round comfort. Both the main house and guest home are equipped with modern tankless water heaters, adding energy efficiency and convenience. Outside, you’ll find a tranquil backyard retreat with mature trees, a covered patio, and ample space for gardening, play, or entertaining under the stars. The oversized driveway and three-car garage provide plenty of parking and storage. Located just minutes from major freeways, shopping, and Cal State San Bernardino, this property combines peaceful hillside living with unbeatable access to everything you need. Whether you're looking for a private estate to share with family or an investment with income-generating potential, this home has it all.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
25 years, 4 months
Monthly PITI
$3,666.13/mo
Estimated Loan Balance
$562,675
Cash to close
$362,571
Interest Paid
$85,646

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, FamilyRoom, LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Other, Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Mountainous, NearNationalForest, PreservePublicLand, Rural, Ravine
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $246.36
  • Tax Annual Amount: $11000
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $362,571 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $362,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$517,428
Your Cash$362,571
Total Purchase Price:$879,999

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,533/mo
Traditional @ 7.15%
$4,026/mo
You save $1,493/month ($17,922/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25082830

Listing From:

Last updated: 2025-04-17T14:09:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,533 /mo
$3,882 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $362,571 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $362,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$517,428
Your Cash$362,571
Total Purchase Price:$879,999

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,533/mo
Traditional @ 7.15%
$4,026/mo
You save $1,493/month ($17,922/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Home Smart Advantage
Agent/Broker
Jay SobarniaHome Smart Advantage(520) 500-9515jay@tucsonlistingagent.comMLS SA696671000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Home Smart Advantage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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