Jay Sobarnia

Jay Sobarnia

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$1,099,000

($215,683 down)
VA

1125 Begonia Way, Torrance, CA 90502

4
3
2,181 sqft
PITI Monthly
$5,532.4 /mo

Listing courtesy of: Heidi Ludwig, Redfin Corporation

Assumed Rate

3.21%
7.15%

Principal & Interest

$4,088 /mo
$6,376 /mo

What's Special

DINING
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
EN SUITE BATHROOM
COZY

Welcome home to this quiet hidden gem tucked away on a great private Cul De Sac suited with an awesome Play Ground for kids! As soon as you walk up with its clean and welcoming curb appeal, you enter and are greeted with sweeping ceilings and luxury vinyl floors. Cozy fireplace laden living room that flows nicely into your formal dining room. Your open and bright kitchen boasts Cesar stone counter tops, mosaic glass backsplash, Stainless Steel appliances and a lovely view of your back yard! The kitchen is flanked by the formal dining room and the large Family room that stretches into your back yard for the best of Southern California indoor/outdoor space! The yard boasts enough space for an eating area, fire pit, hot tub (which stays with the home) and ample side yards for storage or continue to use one of the side yards as the current homeowner has created which is a GREAT private play space for kiddos! Upstairs you will find all 4 bedrooms, including a large Primary Suite with walk in closet and en suite bathroom that has been tastefully updated. The three other bedrooms are ample in size and one of the larger rooms also has a walk in closet. Plenty of closet and storage space throughout the home. This is truly a one of a kind neighborhood situated on a Cul De Sac, but also on a dead end street. Very few cars on the street as you don't drive down there unless you live here...plenty of street parking as well! Centrally located as well....don't delay and enjoy your home with BBQ's and entertaining friends and family by summer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$5,532.4/mo
Estimated Loan Balance
$886,753
Cash to close
$215,683
Interest Paid
$90,560

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Stone
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, Suburban
HOA
  • Has HOA: No
Location
  • Region: Torrance

Financial Details

  • Price per Sqft: $503.9
  • Tax Annual Amount: $13737.5
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $215,683 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $215,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$883,317
Your Cash$215,683
Total Purchase Price:$1,099,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$4,088/mo
Traditional @ 7.15%
$6,614/mo
You save $2,526/month ($30,310/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB25080520

Listing From:

Last updated: 2025-04-18T13:45:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$4,088 /mo
$6,376 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,683 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $215,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$883,317
Your Cash$215,683
Total Purchase Price:$1,099,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$4,088/mo
Traditional @ 7.15%
$6,614/mo
You save $2,526/month ($30,310/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Home Smart Advantage
Agent/Broker
Jay SobarniaHome Smart Advantage(520) 500-9515jay@tucsonlistingagent.comMLS SA696671000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Home Smart Advantage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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