Jay Sobarnia

Jay Sobarnia

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$999,999

($637,155 down)
VA

1611 Santa Flora Rd, Chula Vista, CA 91913

4
3
2,138 sqft
PITI Monthly
$2,889.18 /mo

Listing courtesy of: Carson Roberts, Weichert SoCal

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,631 /mo
$2,702 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
WALK-IN CLOSET
HOME OFFICE
PATIO
WALKING TRAILS
SOLAR PANELS

Beautifully upgraded 4-bedroom + bonus room home in McMillin Lomas Verdes, located directly across from scenic Harvest Park! Enjoy a spacious layout with soaring ceilings, hardwood and tile flooring, freshly painted walls, crown molding, and plantation shutters throughout. The gourmet kitchen features upgraded granite countertops and modern cabinetry. Upgraded closets in bedrooms, with the primary suite offering a walk-in closet and ensuite bath. The bonus room is perfect for a home office, playroom or extra guest room. Outside, enjoy a private covered backyard with low-maintenance stamped concrete in both the patio and driveway—perfect for entertaining. Energy efficiency shines with Tesla solar panels and a Tesla Powerwall battery system, reducing your bills while providing reliable backup power. Just steps from top-rated schools, walking trails, and Otay Ranch Town Center shopping and dining, this home offers the ideal blend of comfort, location, and sustainability. Don’t miss your chance to make this move-in-ready gem your forever home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,889.18/mo
Estimated Loan Balance
$467,433
Cash to close
$637,155
Interest Paid
$41,926

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: SeeRemarks
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Walters Management
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $467.73
  • Tax Annual Amount: $12500
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $637,155 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $637,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$362,844
Your Cash:$637,155
Total Purchase Price:$999,999

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,631/mo
Traditional @ 7.15%
$2,802/mo
You save $1,171/month ($14,058/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024061SD

Listing From:

Last updated: 2025-04-16T19:47:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,631 /mo
$2,702 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $637,155 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $637,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$362,844
Your Cash:$637,155
Total Purchase Price:$999,999

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,631/mo
Traditional @ 7.15%
$2,802/mo
You save $1,171/month ($14,058/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Home Smart Advantage
Agent/Broker
Jay SobarniaHome Smart Advantage(520) 500-9515jay@tucsonlistingagent.comMLS SA696671000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Home Smart Advantage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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