Jay Sobarnia

Jay Sobarnia

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$540,000

($211,837 down)
VA

3092 Cub Lake Drive, Loveland, CO 80538

3
3
1,920 sqft
PITI Monthly
$2,108.3 /mo

Listing courtesy of: Chantelle Wilson, HomeSmart Realty Group

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,475 /mo
$2,443 /mo

What's Special

FLEX SPACE
PLAYGROUND

Welcome to the Lakes at Centerra community. You will find a wide range of amenities and features including lakes, playgrounds, and open space. Providing quick access to I-25, highway 392, and highway 34. This corner lot with an open floor plan is sure to meet all of your needs. This is an immaculate property built by KB Homes in 2020. The main level includes an open kitchen, dinning, and living area with tons of natural light from the southern faced windows. The upstairs has 3 bedrooms, including a large master bedroom, bathroom and walk in closet; as well as a large flex space at the top of the stairs. Enjoy a low maintenance, xeriscaped, large back yard.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,108.3/mo
Estimated Loan Balance
$330,330
Cash to close
$211,837
Interest Paid
$38,669

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder: KB Home

Community & HOA

Community
  • Subdivision: Millennium Northwest 13th Sub
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MSI LLC
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $281.25
  • Tax Annual Amount: $5600
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $211,837 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $211,837!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$328,163
Your Cash$211,837
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,475/mo
Traditional @ 7.15%
$2,534/mo
You save $1,060/month ($12,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7628059

Listing From: recolorado

Last updated: 2025-04-18T14:38:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,475 /mo
$2,443 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,837 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $211,837!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$328,163
Your Cash$211,837
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,475/mo
Traditional @ 7.15%
$2,534/mo
You save $1,060/month ($12,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Home Smart Advantage
Agent/Broker
Jay SobarniaHome Smart Advantage(520) 500-9515jay@tucsonlistingagent.comMLS SA696671000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Home Smart Advantage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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