Jay Sobarnia

Jay Sobarnia

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$310,000

($165,582 down)
FHA

35860 W VELAZQUEZ Drive, Maricopa, AZ 85138

4
3
1,894 sqft
PITI Monthly
$1,224.55 /mo

Listing courtesy of: Jason Ferguson, eXp Realty

Assumed Rate

4.33%
7.15%

Principal & Interest

$829 /mo
$1,127 /mo

What's Special

PATIO
CHARMING

This charming 4-bedroom, 2.5-bathroom home offers ample space and beautiful features. The kitchen is equipped with plenty of cabinets and countertops, complemented by stylish tile flooring and a breakfast bar on the island. The backyard provides enough room for a future pool, in addition to a covered patio for outdoor relaxation. The master bathroom suite includes a double sink vanity as well as a separate garden tub and shower. Located in a quiet and well-maintained neighborhood, this is a home you won't want to miss!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.33
Remaining Loan Term
23 years, 0 months
Monthly PITI
$1,224.55/mo
Estimated Loan Balance
$146,542
Cash to close
$165,582
Interest Paid
$47,439

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: TORTOSA NW PARCEL 10
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tortosa
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $163.67
  • Tax Annual Amount: $1528
  • On Market Date: 2025-04-16T03:50:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $165,582 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $165,582!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$144,418
Your Cash:$165,582
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$829/mo
Traditional @ 7.15%
$1,169/mo
You save $340/month ($4,085/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6852169

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-17T00:50:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.33%
7.15%

Principal & Interest

$829 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,582 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $165,582!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$144,418
Your Cash:$165,582
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$829/mo
Traditional @ 7.15%
$1,169/mo
You save $340/month ($4,085/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Home Smart Advantage
Agent/Broker
Jay SobarniaHome Smart Advantage(520) 500-9515jay@tucsonlistingagent.comMLS SA696671000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Home Smart Advantage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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